Categories: Business News

Insurance Of 5 Lakh Is Also Available On ATM Card, Follow These Steps To Claim

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Bank ATM free insurance facility: Apart from Rupe card and Pradhan Mantri Jan Dhan Yojana, many account holders also have ATM cards. are already using it, but post covid people’s reliance on bank ATM cards and online payments has increased. Now there is very little need of cash to buy anything. Not only this, the facility of free insurance is also available on the bank’s ATM card. You can claim it very easily. Learn more about Bank ATM Card Free Insurance facility here.

If you have used ATM card of any bank for more than 45 days then you are eligible for free insurance facility. This includes both accident insurance and life insurance. Now you can claim insurance in both these situations. The amount is fixed according to the category of the card. Classic Cardholders Rs. 1 lakh up to, Platinum Rs. 2 lakh up to, Master Rs. 5 lakhs, Visa Rs. 1.5 to 2 lakhs and normal MasterCard Rs. Can claim up to 50,000.

There is a special free insurance policy on bank ATM cards for Pradhan Mantri Jan Dhan Yojana account holders. Under this, you can claim free insurance cover of around 1 to 2 lakhs. Not only this, in case of an accident, you can take Rs 5 lakh and if you get disabled for any reason, you can take Rs 50,000. Apart from this, there is an insurance cover of Rs 1 lakh in case of total loss of both legs or arms and Rs 1-5 lakh in case of death.

The process of claiming free insurance on a bank ATM card is very simple. For this, first get the account holders nominee information. You can claim insurance with hospital treatment expenses, certificate, copy of police FIR. Apart from this if the account holder dies, in such a case the nominee can submit the death certificate.

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